Why an Independent Agent?

When faced with an important decision or shopping for something complex, where do you go?
  1. From a person that only sells/promotes one brand? (cative agents like STATE FARM & AMERICAN FAMILY)
  2. From a telephone representative that only sells one brand? (800 #'s like GEICO and USAA)
  3. From a knowledgeable expert of your local community that offers lots of brands and can assist you in finding the best combination of value and price for your individual needs (INDEPENDENT AGENTS)

Independent agents are equipped to compare (on a non-biased basis) coverages and prices offered by many companies to find you the best possible value for your individual circumstances. They are not stuck with one company (like captive agents are) and can offer a choice of insurance plans and programs. They offer one-stop shopping for a wide variety of products like home, auto, boat, life, health, and commercial (business). Thus, you do not need to change agencies as your insurance needs change.

Your independent agent is committed to your satisfaction because it is the key to their livelihood. They are a licensed professional with a strong knowledge of your local community. Most likely, they live in your city and are aware of what is most important in your region.